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One of the most important principles of insurance law is Utmost Good Faith. The insurer and the insured must deal with each other in an honest and open manner whilst negotiating the insurance contract. The operation of this important principal also carries on after policy inception.
If the duty of Utmost Good Faith is breached, then the only remedy is avoidance of the claim, and possibly cancellation of the policy right back to inception.
Utmost Good Faith centres around two concepts:
There is an abundance of case law relating to this important principal. Your qualified Loss Assessor can advise you in this regard should the need arise.
Certified Claims Management - UK loss assessors helping with property related insurance claims, dealing with insurance company loss adjusters, maximising your payment, minimising settlement time and reducing hassle.
Certified Claims Management are UK based specialist loss assessors in all aspects of insurance claims management and can assist in the preparation and presentation of all domestic and commercial insurance claims resulting from fire, flood, storm, water, burglary, impact damage, subsidence or blocked drains. We work to balance your insurance company's Loss Adjuster's goal of minimising the settlement offer. We are also experienced at exposing and dealing with "Bad Faith Insurance Practices". We work for both the public and businesses. Need advice? Call our team of loss assessors to discuss your insurance claim today on: